| 1 Obtain bank statements |
View and download your bank statements for any specified period. |
| 2 Transfer of Funds |
With alternatives such as NEFT, RTGS, and IMPS available, the need to issue cheques and DDs has been eradicated. |
| 3 Mobile banking |
Mobile banking is digital banking through an application optimized for smartphones and tablets. |
| 4 Cash withdrawals |
ATMs facilitate cash withdrawals at any point in time. Moreover, ATMs are widely present in every locality. |
| 5 Bill payments |
Auto-debit feature for bill payments lets a user setup monthly debits in favor of regular utility payment. |
| 6 Finance |
Invest, raise loans, open fixed deposit accounts – all through digital banking. De-mat accounts can be linked to your bank accounts to provide a seamless flow of funds so you can invest promptly. |
| 7 Manage cheques |
Intervene in the cheque clearing process using digital banking to stop the cheque if the need arises. |
| 8 Monitor transaction records |
Banks send transaction alerts to the linked mobile number or email addresses. Transactions are updated almost as soon as executed. Digital banking also lets you monitor account balances or outstanding at the click of a button. |